TERMS OF USE,
PAYMENT AND
PRIVACY
POLICY
Omogućeni načini plaćanja i opis procesa plaćanja
Plaćanje proizvoda na našoj internet prodavnici je moguće izvršiti na jedan od sledećih načina: platnim karticama – VISA, Maestro ili MasterCard koje podržavaju plaćanje preko Interneta. Plaćanje karticama je realizovano u saradnji sa AllSecure d.o.o. i Uni Credit banke i obavlja se na bezbedan i sertifikovan način preko AllSecure Paymet Gateway-a, jednostavnim unosom podataka sa platne kartice.
Nakon što se unesu podaci o kartici i potvrdi plaćanje, banka autorizuje transakciju i time je porudžbina odobrena i ulazi u dalji proces pripreme za isporuku. Iznos će biti rezervisan na vašoj kartici (računu) i neće Vam biti raspoloživ za drugu namenu.
Transkacija će biti kompletirana i iznos skinut sa vašeg računa tek kada su proizvodi pripremljeni za transport i predati kurirskoj službi. U slučaju da se plaćanje ne kompletira, odnosno iznos se ne skine sa računa do isteka 14 dana od prihvatanja Vaše porudžbine, ta porudžbenica će biti otkazana i izbrisana. Nakon isteka roka od 14 dana , novac rezervisane na Vašem računu se oslobadjaju i biće Vam ponovo na raspolaganju. Nakon toga možete ponoviti istu ili novu porudžbinu, i izvršiti plaćanje vezano za njih.
Proverite kod banke koja je karticu izdala da li Vaša kartica podržava plaćanje preko Interneta.
Izjava o konverziji
Sva plaćanja će biti obavljena u dinarima (RSD). Iznos za koji će Vaš račun biti zadužen se dobija konverzijom Vaše valute u dinar prema kursu Narodne Banke Srbije.
Pri zaduživanju Vaše kartice isti iznos se konvertuje u Vašu lokalnu valutu prema kursu koji primenjuju operatori kreditnih kartica. Zbog navedenih konverzija moguće je da dođe do male razlike u ceni koja je naplaćena od cene koja je iskazana na našem sajtu.
Primenjeni standardi i procesi u zaštiti podataka prilikom plaćanja karticama
Prilikom unošenja podataka o platnoj kartici, poverljive informacije se prenose putem javne mreže u zaštićenoj (kriptovanoj) formi upotrebom SSL protokola, primenom najsavremenijih metoda tokenizacije osetljivih podataka, i u skladu sa PCI-DSS standardima. Niti jednog trenutka podaci o platnoj kartici nisu dostupni trgovcu.
3D Secure zaštita za sve trgovce i kupce – AllSecure Payment Gateway koristi najviše globalne standarde zaštite i privatnosti podataka. Svi trgovci koji koriste AllSecure Payment Gateway su automatski uključeni u 3D-Secure zaštitu, čime se kupcima garantuje bezbednost kupovine. Brojevi platnih kartica kupaca se ne čuvaju na sistemu trgovca a sami upis se štiti SSL enkripcijom podataka.
PCI DSS Standardi – AllSecure Payment Gateway se konstantno usaglašava sa svim zahtevima kartičarskih organizacija u cilju povećanja nivoa bezbednosti trgovaca i kupaca. Od 2005 godine do danas, bez prekida, sistem je sertifikovan kao PCI-DSS Level 1 što predstavlja najviši standard u industriji. PCI Data Security Standard (PCI-DSS) je norma koja definiše neophodne mere bezbednosti pri obradi, čuvanju i prenošenju osetljivih kartičarskih podataka. PCI Standardima se štite osetljivi podaci o korisniku kartice tokom celog procesa plaćanja: od momenta unosa podataka na prodajnom mestu trgovca, tokom komunikacija između trgovca i relevantnih banaka i kartičarskih organizacija, kao i kasnije čuvanje tih podataka.
Kako se vrši povraćaj sredstava u slučaju plaćanja karticama
U slučaju povraćaja sredstava kupcu koji je predhodno platio nekom od platnih kartica, delimično ili u celosti, a bez obzira na razlog vraćanja, taj povraćaj se vrši isključivo preko iste VISA, Maestro ili MasterCard kartice koja je korištena za plaćanje. Ovo znači da će naša banka na naš zahtev obaviti povraćaj sredstava na račun korisnika kartice.
PODACI ZA KONTAKT
Kupci mogu da dobiju podatke o izvršenim transakcijama i kupovinama na jedan od sledećih načina:
- Telefonom: 060 0 33 22 77 ili 060 0 33 22 66
- Emailom na kontakt@koozmetik.rs
Telefoni i email su dostupni svaki dan 00-24h.
PRIVACY
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WHAT ARE COOKIES?
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